Mortgage Loan Originator
Company: U.S. Bank
Location: Fresno
Posted on: April 2, 2026
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Job Description:
At U.S. Bank, we’re on a journey to do our best. Helping the
customers and businesses we serve to make better and smarter
financial decisions and enabling the communities we support to grow
and succeed. We believe it takes all of us to bring our shared
ambition to life, and each person is unique in their potential. A
career with U.S. Bank gives you a wide, ever-growing range of
opportunities to discover what makes you thrive at every stage of
your career. Try new things, learn new skills and discover what you
excel at—all from Day One. Job Description Originates mortgage
loans in an assigned metropolitan territory. Takes applications,
conducts preliminary underwriting reviews, submits loan
applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing,
underwriting, and closing are secured in a timely manner from
appropriate sources. Incumbents are customarily and regularly
engaged in making and soliciting loan sales and conducting
sales-related activities away from U.S. Bank locations. Incumbents
are expected to spend at least 50% of their time conducting their
activities away from U.S. Bank locations. This position requires
National Mortgage Licensing System (NMLS) registration under the
terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be
subject to the required registration process, which includes a
criminal background and credit check. Failure to meet or maintain
any of the NMLS registration requirements, including maintaining a
satisfactory criminal and credit record, may result in a rescission
of your offer or termination of employment. Basic Qualifications -
High school diploma or equivalent - Minimum one year of mortgage,
sales, real estate, or banking experience - Ability to travel
Preferred Skills/Experience - Well-developed sales ability - Basic
knowledge of pricing and underwriting requirements of various
mortgage insurance companies - Working knowledge of underwriting
requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and
private investors - Basic knowledge of local, state and national
laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit
requirements, etc.) - Ability to work independently - Ability to
analyze financial information - Excellent verbal and written
communication skills Location expectations This role is designated
as U.S. home-based remote. -This position also requires 2 or more
hours of driving per week- add to all internal and external
postings. -Established referral base within assigned market
preferred -2 years of mortgage loan origination experience with
proven results -This role is posted as remote; however, candidates
who are located near any one of our locations would be required to
work on site at least three days per week. If there’s anything we
can do to accommodate a disability during any portion of the
application or hiring process, please refer to our disability
accommodations for applicants . Benefits: Our approach to benefits
and total rewards considers our team members’ whole selves and what
may be needed to thrive in and outside work. That's why our
benefits are designed to help you and your family boost your
health, protect your financial security and give you peace of mind.
Our benefits include the following: Healthcare (medical, dental,
vision) Basic term and optional term life insurance Short-term and
long-term disability Pregnancy disability and parental leave 401(k)
and employer-funded retirement plan Paid vacation (from two to five
weeks depending on salary grade and tenure) Up to 11 paid holiday
opportunities Adoption assistance Sick and Safe Leave accruals of
one hour for every 30 worked, up to 80 hours per calendar year
unless otherwise provided by law Review our full benefits available
by employment status here . U.S. Bank is an equal opportunity
employer. We consider all qualified applicants without regard to
race, religion, color, sex, national origin, age, sexual
orientation, gender identity, disability or veteran status, and
other factors protected under applicable law. E-Verify U.S. Bank
participates in the U.S. Department of Homeland Security E-Verify
program in all facilities located in the United States and certain
U.S. territories. The E-Verify program is an Internet-based
employment eligibility verification system operated by the U.S.
Citizenship and Immigration Services. Learn more about the E-Verify
program . The salary range reflects figures based on the primary
location, which is listed first. The actual range for the role may
differ based on the location of the role. In addition to salary,
U.S. Bank offers a comprehensive benefits package, including
incentive and recognition programs, equity stock purchase 401(k)
contribution and pension (all benefits are subject to eligibility
requirements). Pay Range: $20.00 - $20.00 U.S. Bank will consider
qualified applicants with arrest or conviction records for
employment. U.S. Bank conducts background checks consistent with
applicable local laws, including the Los Angeles County Fair Chance
Ordinance and the California Fair Chance Act as well as the San
Francisco Fair Chance Ordinance. U.S. Bank is subject to, and
conducts background checks consistent with the requirements of
Section 19 of the Federal Deposit Insurance Act (FDIA). In
addition, certain positions may also be subject to the requirements
of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA,
the Bank Secrecy Act, the SAFE Act, and/or federal guidelines
applicable to an agreement, such as those related to ethics,
safety, or operational procedures. Applicants must be able to
comply with U.S. Bank policies and procedures including the Code of
Ethics and Business Conduct and related workplace conduct and
safety policies. Posting may be closed earlier due to high volume
of applicants.
Keywords: U.S. Bank, Gilroy , Mortgage Loan Originator, Accounting, Auditing , Fresno, California
