Credit Risk Underwriter

Company: VirtualVocations
Location: Santa Clara
Posted on: May 3, 2025

Job Description:

A company is looking for a Non-QM Credit Risk Underwriter.
Key Responsibilities

Review and analyze credit applications and financial statements to assess borrower risk profiles
Make credit decisions and issue conditional loan approvals, suspensions, or denials
Contribute to credit risk reporting and performance monitoring by documenting findings and trends

Required Qualifications

3+ years of experience in credit risk underwriting within consumer or mortgage lending
Strong understanding of credit analysis, income documentation, and collateral evaluation
Familiarity with credit risk frameworks and regulatory guidelines
Experience with underwriting tools and loan origination systems
Commitment to responsible lending and regulatory compliance

Keywords: VirtualVocations, Gilroy , Credit Risk Underwriter, Other , Santa Clara, California

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